Payday Loan - Frequent Asked Questions
How long does it normally take to be approved for a payday advance?
If you provide all of the information required, it doesn't take
long to verify your documentation. Normally you will have your
money the same day you apply. The number one reason for a delay in processing funds are from applicant mistakes. Please double check the information that you submit on the cash advance application.
• What is required of me to get a pay day loan?
To be approved for a payday loan, you must meet our minimum requirements.
You are required to be at least 18 years old, have proof of regular
income (for the past three months), have proof of identification, proof of
residency, and a have an open US bank account.
• With a payday advance how much can I borrow? Depending upon
your ability to pay back the loan, you could possibly borrow as much as $1,500.
• Will I need to fax you the information?
No, no fax payday loans are available for anyone who has limited access to a fax machine. Faxless payday loans are the easiest and fastest way of applying for a cash advance.
• How much do you charge just to apply for a payday
loan? $0. Applying for a pay day loan on this site is
absolutely free. You will never be asked for payment or credit
• Is it difficult to apply online for payday loans? No,
in fact, just the opposite is true. Applying online is not only
easy, but you don't even have to leave your home! Make things easier on yourself, it takes less than three minutes to apply online now.
• Can I make big item purchases, such as a car,
with a payday loan? There are no restrictions on the
use of your payday advance, however, remember it is your responsibility
to pay this money back. Normally it is not a good idea to use
a cash advance for items that are not really necessary. Pay day
loans are meant to be short-term loans used for emergencies.
• Can I apply for a payday loan for my spouse?
No, if you are not eligible for a payday loan, but your spouse
is, he or she must apply for themselves.
• Where are you located? We have hundreds
of loan officers nationwide. The loan officer closest to you will
contact you on the status of your payday advance loan application.